I have to apologize. As usual, the biggest problems are sitting close to the keyboard.
I think there has been another problem with blender the last time I tried to export a tree (it crashed during the render I did before growing the tree and I didn't reboot). I tried it again now and I have to revoke some parts of my last post.
I grew a tree with Grove 4 (24 years) and I did this with object instances. Blender is still getting slow and the export is taking a few minutes, but it took only 3GB of RAM this time. The obj file itself is approx. 1.5 GB in size. Importing into Terragen is possible (see attachment), so I would say Grove 4 is useable at least for hero trees. The interaction with other trees/objects while growing is really nice. After this second try I would say: It's really worth a look!
Sorry for posting something before verifying the results.