Thanks Dune, Hannes, and Danny!
WIP This is the same terrain, but here I am trying all sorts of stuff.
I fiddled with the volume color and function for the water.
I tried smoothing the coastline, as I did not like the water clumping on the shore. I know Dune has made a beach package, but I am just fiddling with stuff.
AP's Generic Coniferous Pine and my pier obj. (with image texture and UV)
Just when I had this all set up to render another scene overnight......9 hours later I have 1/8 of image in clouds rendered....at hour 17, I have tree tops and seemingly a frozen program...Windows 10 big update loading in background, I find after I finally stop the render. I do have TG output saving now, but gee....