This is one reason I like software like Silo and Modo. Not too expensive and can still do a lot. Another good software, if you find it on-sale at DAZ or some other place, is zBrush. All of these are pretty affordable, if you have even a part-time job, and all of these have been used to make money by some great modelers and artists.
Heck, even TG2 has been used already to make money by someone who owned the full license. More than once.
@Lightning - Just don't give up. You're very talented and will figure a way out of this. Remember - don't quit. Your stuff is great.