Your CPU has 2 logical cores per physical, and since you have 10 physical cores if you leave Terragen at it's default Automatic Core Detection, it should register 20 cores. If you set it to 10 cores you would only be using 50% of your CPU.
If you are only seeing 10 virtual/logical cores then maybe you have Hyperthreading turned off in the BIOS?
Also I think you might have meant you have a "Xeon W-2150B".
Hope that helps!
Derek