Hey FrankB,
I have re-rendered the image I sent to you with new lighting settings. The image processor was turning things to mud... I did this small render as a test for the lighting.
More AA would be great, but 3 is the max with the version of T2 I am using. Thanks for the critique.
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I also smoothed the water surface. You did say it was too rough. The reflections are better, but still diffuse enough for a river.