The sky its self would also be a source of illumination providing a source of indirect illumination, in order for the illumination of the clouds to start to be realistic here Terragen really needs Mie and Raleigh scattering in an ideal world (As in nature) multiple scattering in both the forward and backward directions, not as has been proposed in some of the literature a model based on single forward scattering only.
Regards to you,
Cyber-Angel