It just so happens that I have a set of shaders called precisely 'shallow water and caustics' in vol.1 of my public library. You will find the shallow water and caustics shaders in the file called 'TG2 warped voronoi caustics.tgd'. It does not use any image maps.
It might need a bit of work, it was a while ago I made these... I'll go digging for a clipfile, I think I have it about somewhere close by.
If I don't, you can find my Public Library by clicking on the link to my website beneath my name in any of my posts or, in my user profile here. I may be back...
The default settings in the file that is preset looks like this:
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