Hi Kevin F,
I tried this issue and i have obtained this:
This is a crop of the full render. I hope the image is visibile.

No post process, no Photoshop or other graphic editor. Simple render by Terragen 4 BETA
The full render is big and lenghty but if you want to try is in attachment below.
Some parameters used.
Defer Atmo/clouds: Off (i don't know the reason but if you check this the Sun disc is visible through the clouds).
Visible disc: On
Cloud density: 0.85
Edges Sharpening: 23.8
Parameter C: 0.25
Sun disc size: 1.44°
Render quality: 0.45
AA: 3
I hope this helps.
Greetings.
Claudio
Ps: If sun results partially visible through Cloud you play with Parameter C and Light transmission in Clouds tab.
I used the RTP also.